True Cost

The actual price

$180

I am can meet all my basic needs, such as food, housing, and transportation.

I have debt but it does not get in the way of meeting my basic needs

I own the place that I live or I rent a nice residence

I have a car that I own or lease

I am able to access health care if I need it 

I have some financial savings that I can access

I am able to buy new items and purchase new clothing or go see a movie, etc. at least once a month

I can afford to take time off or go on holiday annually

Schedule a free 15-minute call

 

Middle Cost

For those who don’t meet the criteria of true cost or bottom cost, but are somewhere in the middle

$150

I get stressed about meeting basic needs such as food, housing, and transportation

I have debt but I can still meet my basic needs

I have a car that I own or lease

I am able to access health care if I need it

It might be possbile to access financial savings

I have some income to buy new items and purchase new clothing or go see a movie, etc. at least once a month

I can take a vacation every year or every few years without risking financial problems

Schedule A Free 15-Minute Call

 

Bottom Cost

For those who could not otherwise recieve services

$100

I am often stressed about meeting my basic needs and I can’t always meet them

The debt that I have may keep me from meeting my basic needs

I have unreliable housing or rent a lower quality property

I do not have full access to a vechicle or I have limited access – I also can’t always afford gas

I am underemployed or unemployed

I qualify for food stamps or medicaid

I have no savings

I have only a little bit of or no expendable income

Most of the time, I cannot afford new items

I cannot afford to go on vacation or take time off

Schedule a free 15-minute call

The original article by Cunningfolk is available HERE if you want more information about the Green Bottle Method.